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                                    BIRTHDAYMESSAGETOATEDOLLOYDHappybirthdayAtedoNariAtowariPeterside(CON).ItiswithaverygladheartthatIamsendingthismessage.Iamhappytobeinapositiontoreflectonyourimpactonsomanypeopleincludingme.IhavehadreasonstothinkthroughhowworkinginIBTCandthevariousphaseshasbeenatremendousblessingtomeandthevaluesthatIhaveimbibedasaresult.Havingsomeoneconsistentlymentorandteachateamofyoungbankersweeklywithoutfailwassuchamind-mouldingexercisethatthebenefitscanneverbelisted.VeryearlyoninmycareerIhadtheopportunitytoworkwithyouandIwouldneverforgetyoucomingintotheofficeonSaturdaytoworkwithmeonthebudgetasanexample.TheCEOsittingacrossmetotalkthroughtheprocesswastellingtosaytheleast.LessonsIlearntfrominteractingwithyoudirectlyhaveremainedlessonsthathavestuck.Youwouldstatecategoricallythat%u201cyoursignaturebelongstoyou%u201dsoyoumusttakefullresponsibilityforsigninganything.Youtaughtmetobeindependentmindedinmythoughtprocessandtobeboldinpushingthroughmyideas(encouragingmetospeakupandspeakoutwaslearnedunderyou).TherearenumerousotherlessonsthatcometomindbutinreflectingonthemIthinkIwouldonedayputthemdowninamoreelaborateway.ThinkingbackalsoIhavenotseenabetterbankerwithaknackforsolidgovernanceprocessandstructure.YouareanexampletobeemulatedandbeingasticklerforsuperiorgovernancestandardshasenabledmetonavigatevariousassignmentsIhaveencounteredinlifeandinthevariousrolesIhaveplayed.Lastly,IamhappythatyouhaveraisedsomanyotherCE%u2019sandManagingdirectors,somebeingentrepreneursontheirownbutnonehascomeupwithareputationthatisquestionableandthisspeakstothevaluesyoutaughtusall.Thankyouforbeingaleaderofleadersandfortakingtimetoinvestinsomanyofus.Asyoucelebratethis70thbirthday,Iwouldliketoprayformanymoreyearsinsoundhealthandjoyforyou.ThankyoualsoforgivingusaccesstoMrsPandmayGodcontinuetoblessherbeyondherimagination.Amen.HappyLLOYDESEOSA70thbirthday.ONAGHINON88
                                
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